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Advantages (+) There are a number of compelling reasons to use a mortgage broker rather than a private lender. Here are a few reasons:

*MORTGAGE BROKERS*	vs.	*BANKS/PRIVATE LENDERS*
Access to a variety of wholesale lending institutions not available to the general public and *every possible lending program.*	vs.	*Limited* to only that institution's loan programs.
Ability to find *lowest interest rate* among all lenders.	Vs.	Confined to bank's interest rates, although *rates may be lower elsewhere.*
Flexibility, during your transaction, if rates get lower, *your rate may go lower.*	Vs.	Once rate is locked, *the rate is not changeable.*

Call Kathy Steadman at 206-409-9727.